Credit App – Pacific Auto Retail

Get Behind the Wheel Today

Get Approved with Ease

Our quick, secure credit application puts you one step closer to driving your dream truck. Fast decisions, expert support, and trusted lenders—right here for you.

Fast Decision

Fill out our quick 5 minute auto finance application and receive a decision in as little as 60 minutes!

Loan Funding

Our expert finance team works hard to get your loan funded fast and smoothly.

Lending Network

We partner with leading banks and credit unions to shop around and find you the best financing deal.

Secure App

Your privacy is our priority — your information is transmitted securely with SSL encryption.

STEP 1: PRIMARY APPLICANT INFO

Please enter your personal details to get your application started!

Vehicle of Interest *

First Name *

Initial

Last Name *

Mobile Number *

Email Address *

Drivers License Number

State

Birth Month *

Birth Day *

Birth Year *

Social Security Number *

STEP 2: PRIMARY APPLICANT HOUSING INFO

Please tell us a little about your address history

Our lenders require a minimum address history of 36 Months.

Street Address *

City *

State *

Zipcode *

Years

Months

Housing Status

Monthly Mortgage or Rent Payment

Lender or Landlord Name

Lender or Landlord Contact Number

+ Add More Housing History

STEP 3: PRIMARY EMPLOYER INFO

Tell us about your current employment

Our lenders require a minimum employment history of 12 Months.

Employer Name *

Occupation *

Gross Monthly Income *

Employer Contact Name *

Employer Contact Number

Street Address

City

State

Zipcode

Years

Months

+ Add More Employment History

Step 4: Primary Additional Info

Please tell us where you bank

Bank Name

Account Type

Do you have a trade in?

Trade-in

How much do you plan on putting down?

Down Payment

Do you have any additional income?

Additional Income

Source

Enter any additional information below

Additional Notes

Do you want to add a co-signer

Yes, Please add a co-signer

Step 1: Co-Applicant Info

Please enter your co-applicants details

First Name *

Initial

Last Name *

Mobile Number *

Email Address *

Drivers License Number

State

Birth Month *

Birth Day *

Birth Year *

Social Security Number

Step 2: Co-Applicant Housing Info

Please tell us a little about your address history

Please list your previous address.

Street Address *

City *

State *

Zipcode *

Years

Months

Housing Status

Monthly Mortgage / Rent Payment

Lender / Landlord Name

Lender / Landlord Contact Number

+ Add More Housing History

Step 2: Co-Applicant Employer Info

Tell us about your current employment

Please list your current employer.

Employer Name *

Occupation *

Gross Monthly Income *

Employer Contact Name *

Employer Contact Number

Street Address

City

State

Zipcode

Years

Months

+ Add More Employment History

Step 8: Co Applicant Bank Info

Please tell us where your co-applicant banks

Bank Name

Account Type

Does your co-applicant have any additional income?

Additional Income

Source

FINAL STEP: SUBMIT YOUR APPLICATION

By clicking submit you are agreeing to our TOS and privacy policy

Terms and Conditions for use of this finance application provided by Pacific Auto Retail ("the dealer"), and all related domains or aliases owned, serviced or hosted by dealerfront ("the provider") heretofore known as ("the website"). You agree to the following statements:
1) I am a resident seeking automobile financing for myself.
2) I will fill this application out myself with my true and correct details.
3) My Co-signer / Co-buyer will fill out their portion of the application with their true and correct details.
4) I am not using this application for any other purpose than to obtain finance.
5) I consent to the terms and conditions in their entirety and agree to hold the website and any aliases free from any liability arrising from my usage of this application.
6) I understand the use of the application is between myself and the dealership that I am applying for finance with and agree to hold the provider of the website and application ("dealerfront") exempt from any and all liability related to the use of the website and any and all forms.
7) By using the website, you agree to submit to the exclusive jurisdiction of the state and federal courts nearest to the dealer located in the city of or nearest to Montebello, State of California, for all disputes and issues regarding your use of our site, our Privacy Policy and your compliance with these Terms of Use.
8) By continuing to use this application I acknowledge my acceptance of the website's terms and conditions.

In submitting this credit application, I/We certify that the information provided on this application is, to the best of my/our knowledge, complete and accurate. I/We understand that the Dealer and financial institution(s) will rely on this information to judge my/our credit worthiness, and will retain this application and information about me/us whether or not this application is approved. Further, I/We authorize an investigation of my/our credit and employment history, in conjunction with which my/our credit report(s) may be obtained from one or more consumer credit reporting agencies. I/We understand that false statements may subject me/us to criminal penalties. I/We further understand that the Dealer and/or the financial institution(s) that evaluate my/our application may require additional information.

FAIR CREDIT REPORTING ACT DISCLOSURE: I/We understand that this application for credit will be submitted by the dealer to various financial institutions for evaluation.

How we protect your privacy:
1) We do not rent, sell, or share any information you provide in this application to any 3rd parties other than those we need to contact to obtain finance for you including but not limited to our lender network, banks and credit unions, our in-house financing department (if applicable) and credit and employment reporting agencies.
2) We use encryption technology on the information you provide to us on this application as required by law.

Age restrictions:
1) You agree that you are 18 years of age or older and are applying for credit on your own behalf. If you use this credit application, whether submitted or not, you ackowledge that you have read our policy on age restriction and used or submitted the credit application accordingly and hold the website exempt from any and all liability related to the age restrictions. By submitting this application you are telling us you are of legal age to submit this application.

Application Abandonment:
1) We may recieve information about you when you start the application process, whether or not the application is completed and submitted. We do this so that we may help you should you have any issues with filling out the application. You agree we may contact you and offer assistance with the application or with the car buying process whether or not you abandon the application process.

Opt-in information: By providing your phone number, you agree to receive text messages from Pacific Auto Retail. Message and data rates may apply, depending on your mobile phone service plan. Message frequency varies. You can opt-out at any time by texting 'STOP'.